I was adjudicated Bankrupt in July 2015. It is a daunting process made much easier by William who accompanied me into Court 6 in the Four Courts. I was completely prepared by William and PIP Ltd, and only needed to utter three words, which were  Thank You Judge. All my debts were immediately written off on that day, which was only six weeks after I met William and his staff. I would completely trust and highly recommend William and PIP Ltd, to anybody like myself, that used their Family home as a lever to borrow and buy more property, and got completely in over their head. Now, because my earnings are modest, I have NO monthly repayments and do not need to pay anything further to any Credit Card, Credit Union or Bank, not even a mortgage, and am happy just to start over again.